No employer dental benefit? The Smile Savings Plan gives you the coverage you’d normally expect from a job-based plan — at a fraction of the cost of buying individual insurance.

Between Medicare and supplemental coverage? Most dental work is not covered by Medicare. The Smile Savings Plan provides an affordable, straightforward alternative with no applications and no waiting.

Each family member enrolls at $360/year. For a family of four, you’re looking at $1,440 total for full preventive care for everyone — compared to $1,680+ per year for typical family dental insurance premiums alone.

Between jobs and lost your dental coverage? Don’t let a gap in employment mean a gap in dental care. The Smile Savings Plan covers you immediately with no application or health screening.

Even with insurance, many patients find their plan doesn’t cover what they need — cosmetic work, implants, or treatments that exceed the annual maximum. The Smile Savings Plan can fill that gap with 20% off most treatments.

No insurance company between you and your dentist. No surprises. No claims. Just a flat annual fee, transparent pricing, and a team that tells you exactly what things cost before you commit.

Financing for Larger Treatments

For more extensive treatment — dental implants, crowns, root canals, or cosmetic work — we offer financing through CareCredit and Cherry with flexible monthly payment options, including low or 0% interest for qualified patients.

Smile Savings Plan members receive their 20% discount on top of financing — which means you’re reducing the total balance before spreading it out. Ask our team about financing options when you call or at your appointment.

We Also Accept PPO Insurance

If you have dental insurance, we accept most major PPO dental plans including Delta Dental, Cigna, Aetna, MetLife, BlueCross BlueShield, UnitedHealthcare, and Humana. We verify your benefits before your appointment so you know exactly what your plan covers.

The Smile Savings Plan is designed for patients without active dental insurance. If you have coverage, we will use it. If your insurance doesn’t cover a specific treatment, ask our team — there may be options.

No. The Smile Savings Plan is an in-house membership plan — not insurance. There is no insurance company involved at any stage. You pay one flat annual fee directly to Tribute Family Dentistry and receive covered services and discounts immediately. No claims, no networks, no third parties.

The day you sign up. There are no waiting periods of any kind. You can schedule your first included exam and cleaning immediately after enrolling — same day if you like.

Yes. The plan is available for patients of all ages, including children. Each person enrolls at $360/year. Call us at (469) 598-1021 and we will help you determine the best option for your family.

A comprehensive exam, two professional cleanings, and a full set of bitewing X-rays would typically cost $305 to $600 without a savings plan. All of that is included in your $360 annual fee. Most patients who need one or two fillings per year save $300 to $500 compared to paying out of pocket.

The plan includes a 20% discount on most restorative treatments. For dental implants, ask our team for exact pricing at your consultation. Financing through CareCredit and Cherry is also available and can be combined with your plan discount to reduce total out-of-pocket costs significantly.

No. The Smile Savings Plan is intended for patients without active dental insurance. If you have dental coverage, we will bill your insurance provider instead. If your insurance doesn’t cover a specific treatment you need, talk to our team — we will walk you through your options.

Call us at (469) 598-1021 or mention the plan when you request an appointment online. Our team will enroll you in just a few minutes and your coverage begins the same day. No applications, no credit checks, no waiting.

Each family member enrolls individually at $360/year per person. For a family of four, that’s $1,440 total — which typically still beats the cost of purchasing a family dental insurance plan while offering comparable or better preventive coverage with no waiting periods or maximums.