No Dental Insurance in Frisco, TX? Our Smile Savings Plan Has You Covered.
Dental Savings Plan in Frisco, TX | No Insurance Needed
Tribute Family Dentistry — 5605 FM 423, Suite 600-B, Frisco, TX 75036 | (469) 598-1021
No Dental Insurance? We Built a Plan Just for You.
Nearly 74 million Americans have no dental coverage — and in Frisco, TX, we meet them every day. If you’re self-employed, between jobs, retired, or simply don’t have employer-provided dental benefits, Tribute Family Dentistry’s Smile Savings Plan gives you a better option than going without.
For just $360 per person per year, you get comprehensive preventive care included from day one — plus meaningful discounts on everything else. No insurance company involved. No waiting periods. No paperwork. Just straightforward, affordable dental care for you and your family.
Enroll Today — Call (469) 598-1021 | Schedule Online
The Smile Savings Plan — $360/Year Per Person
No Insurance Hassles. Ever.
| What insurance makes hard | What our plan makes simple |
|---|---|
| Waiting periods before coverage | Coverage starts the day you sign up |
| Annual maximums ($1,000–$1,500) | No annual maximums |
| Deductibles ($50–$100) | No deductibles |
| Pre-approvals required | No pre-approvals needed |
| “Missing tooth” clauses | Not applicable |
| Claims and paperwork | No claims, no paperwork |
| Monthly premiums ($35–$50/mo) | One flat fee: $360/year |
What’s Included in Your $360/Year Plan
100% Included — No Additional Cost:
- ✅ New patient comprehensive exam
- ✅ Two routine dental exams per year
- ✅ One limited or emergency exam per year
- ✅ Full-mouth X-ray (every 3 years)
- ✅ One set of bitewing X-rays per year
- ✅ Three periapical X-rays per year
- ✅ One panoramic X-ray (every 3 years)
- ✅ Two professional cleanings per year (adult or child)
- ✅ Two fluoride treatments per year
Discounts on Additional Treatment:
- 💰 50% off dental sealants
- 💰 20% off deep cleanings (periodontal treatment)
- 💰 20% off fillings
- 💰 20% off dental crowns
- 💰 20% off root canals
- 💰 20% off dentures
- 💰 20% off most other restorative and cosmetic treatments
How Does Our Plan Compare to Dental Insurance?
A typical individual dental insurance premium in Texas costs $35–$50 per month — that’s $420–$600 per year — often with a 6 to 12-month waiting period before major treatment is covered, annual maximums of $1,000–$1,500, and deductibles you pay before any benefits kick in.
Our Smile Savings Plan costs just $360 per year — less than most monthly insurance premiums — with coverage starting immediately, no maximums, and no deductibles. For patients who primarily need routine care and the occasional filling or crown, it’s frequently a better value than buying individual insurance.
According to the National Association of Dental Plans, nearly 74 million Americans have no dental coverage. Our Smile Savings Plan was created specifically for this gap — giving Frisco families a simple, honest alternative.
Who Is the Smile Savings Plan For?
Our plan is an ideal fit for:
- Patients without employer-provided dental insurance
- Self-employed individuals, freelancers, and contractors
- Retirees between Medicare and supplemental coverage
- Families who want predictable, no-surprise dental costs
- Patients whose insurance does not cover the treatments they need
- Anyone who wants straightforward pricing without dealing with insurance companies
The plan is available for adults and children of all ages. Families are welcome to enroll multiple members — each person at $360/year.
Do You Also Accept Insurance and Medicaid?
Yes. If you have dental insurance, we accept most major PPO dental plans including Delta Dental, Cigna, Aetna, MetLife, BlueCross BlueShield, UnitedHealthcare, and Humana. We will always verify your benefits before your appointment so you know exactly what your plan covers.
We are also proud to accept Medicaid for children — making us one of the few private family dental practices in Frisco, TX to do so.
The Smile Savings Plan is designed for patients without active dental insurance. If you have coverage, we will use it.
Learn more about our insurance and payment options.
Financing for Larger Treatments
For more extensive treatment — dental implants, crowns, root canals, or cosmetic work — we offer Cherry or CareCredit financing with flexible monthly payment options, including low or 0% interest for qualified patients. Smile Savings Plan members also receive their 20% discount on top of financing, which can significantly reduce your out-of-pocket costs.
Ask our team about financing when you call, or we will walk you through your options at your appointment.
Serving Frisco and the Surrounding Community
Our office is conveniently located in the Waterstone development at 5605 FM 423, Suite 600-B, Frisco, TX 75036. We welcome patients from The Tribute, Lone Star Ranch, Phillips Creek Ranch, Frisco Lakes, as well as our neighbors in The Colony and Little Elm.
Frequently Asked Questions — Dental Savings Plan in Frisco, TX
Is the Smile Savings Plan the same as dental insurance?
No. The Smile Savings Plan is an in-house membership plan — not insurance. It does not involve premiums paid to a third party, insurance networks, claims, or waiting periods. You pay one flat annual fee directly to Tribute Family Dentistry and receive covered services and discounts immediately. There is no insurance company involved at any stage.
When does my coverage start?
The day you sign up. There are no waiting periods of any kind. You can schedule your first included exam and cleaning as soon as you enroll — same day if you like.
Can I enroll my children in the Smile Savings Plan?
Yes. The plan is available for patients of all ages, including children. We also accept Medicaid for children, which may provide even more comprehensive coverage for qualifying families. Call us at (469) 598-1021 and we will help you determine which option is the best fit for your child.
How much can I save with the Smile Savings Plan?
A comprehensive exam ($80–$150), two professional cleanings ($150–$300 combined), and a full set of bitewing X-rays ($75–$150) would typically cost $305–$600 without insurance or a savings plan. With the Smile Savings Plan, all of that is included in your $360 annual fee — plus discounts on any additional treatment. Most patients who need one or two fillings per year save $300–$500 compared to paying out of pocket.
Does the Smile Savings Plan cover dental implants or Invisalign?
The plan includes a 20% discount on most restorative treatments, but dental implants and Invisalign may vary. Ask our team for exact pricing on specific treatments at your consultation. For larger procedures, CareCredit financing is also available and can be combined with your plan discount.
Can I use the Smile Savings Plan and my dental insurance at the same time?
No. The Smile Savings Plan is intended for patients without active dental insurance. If you have dental coverage, we will bill your insurance provider instead. If your insurance does not cover a specific treatment you need, ask our team — there may be options available.
How do I sign up?
It’s simple. Call us at (469) 598-1021 or mention it when you request an appointment online. Our team will enroll you in just a few minutes and your coverage begins the same day. No applications, no credit checks, no waiting.
Start Saving Today
Affordable, high-quality dental care in Frisco, TX is available to everyone — with or without insurance.
📍 5605 FM 423, Suite 600-B, Frisco, TX 75036 📞 (469) 598-1021 💬 Spanish-speaking team members available 🕐 Mon–Fri: 8:00am–5:00pm
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